GENERAL
Does it cost anything to submit a request?
No. Submitting a request is free & carries no obligation.
Are you a lender or an insurance agency?
No. Total Source Marine Partners is not a lender, insurance agency or agent, service contract provider, charity or tax advisor. Requests are reviewed by licensed third-party providers, who set their own pricing & terms. We have the industry knowledge to gather top lenders for our premium clients.
Can I request more than one service at once?
Yes. Financing & refinancing go through our financing partner's secure forms. Insurance & extended warranty each have a short quote request. Cash offers & donations go through our request form. You can use more than one, & most buyers need financing & insurance before the same closing date.
Do you work outside Florida?
Yes. Availability depends on the provider & on where you & the boat are located.
Is my boat too old or too small?
Submit it. Each provider sets its own limits on age, size & value.
FINANCING & INSURANCE
Will pre-qualifying or submitting a request affect my credit?
No. Pre-qualifying online uses a soft credit pull, which does not affect your credit score, & submitting a request involves no credit check. A lender may ask your permission for a full credit check later in the process.
Who runs the pre-qualification & online application?
Our financing partner, Diverse Offerings Finance, on secure 700Credit forms. Financing & refinancing requests go through them. Total Source Marine Partners does not make credit decisions. Pre-qualify · Apply online
Why don't you list rates?
Rates & terms depend on your credit, the boat, the loan amount & the lender. Any number posted here might be incorrect for each person. The licensed provider who reviews your request gives you real, customized figures.
Do I need insurance before I close on a boat loan?
Lenders typically require proof of insurance before closing. Start your insurance request at the same time as financing. Get an insurance quote
What's the difference between insurance & an extended warranty?
Insurance covers sudden loss: collisions, storms, theft & liability. An extended warranty covers mechanical & electrical breakdown after the factory warranty ends. More on extended warranties
SELLING & DONATING
How fast is a cash offer?
It depends on the boat & how quickly an inspection can be scheduled. Complete details & good photos shorten the review.
Can I sell a boat that still has a loan on it?
Yes. The loan is paid off from the sale proceeds at closing.
Can I donate a boat that doesn't run?
Often, yes. The charity decides what it accepts.
How much can I deduct for a donated boat?
If you claim more than $500, the deduction is generally limited to what the charity sells the boat for, as shown on Form 1098-C. How the deduction works
YOUR INFORMATION
Who will contact me?
Ryan, Preston, Kevin or Clint will always be available for your questions & concerns.
Who sees my information?
The licensed providers for the services you requested. It is not sold to unrelated marketers. See the Privacy Policy.
How do I stop being contacted?
Reply STOP to any text, or contact us & we'll remove you.
